{ "refRates": [ { "effectiveDate": "2026-01-02", "type": "SOFR" ,"percentRate": 3.75 ,"percentPercentile1": 3.69 ,"percentPercentile25": 3.70 ,"percentPercentile75": 3.81 ,"percentPercentile99": 3.87 ,"volumeInBillions": 3508 ,"revisionIndicator": "" } ] }