{ "refRates": [ { "effectiveDate": "2026-01-29", "type": "SOFR" ,"percentRate": 3.65 ,"percentPercentile1": 3.61 ,"percentPercentile25": 3.63 ,"percentPercentile75": 3.72 ,"percentPercentile99": 3.74 ,"volumeInBillions": 3166 ,"revisionIndicator": "" } ] }